Agustin is the founder of FS Pal. He spends much of his time speaking and writing about fintech and advising businesses on innovation and digital transformation. He has a strong background in developing digital strategy, driving innovation in the financial services industry, and is well-versed in the disruptive effect of technology on the industry. Agustín wrote and published Fintech in a Flash, a comprehensive guide to financial technology. Agustin’s is also working on a second book, Fintech Revolution, a book in which 100 founders from top fintech firms are interviewed to bring out the secrets to creating a successful fintech firm. Agustin is an expert in programme management, having managed several multi million digital transformation programmes for top banks. He worked for the strategic divisions of Accenture and Capgemini before starting his own business.