About us

Your Financial Service pal through the whole digital cycle.

Our culture

We believe in five core values when we deal with our clients and colleagues. These are a key part of our success, and we live these in all of our teams.


We admire the quality of being honest and having strong moral principles in our interactions. We are not afraid of recognizing when things go wrong as that is the best way to put things right and move ahead.

Open mindedness

We promote independent thinking and an entrepreneurial outlook. Our staff is our biggest asset and we look for people that can disrupt the status quo, people that are not afraid. In a similar way to what Apple once stated, we believe: Here’s to the crazy ones. The misfits. The rebels. The troublemakers. The round pegs in the square holes. The ones who see things differently. They’re not fond of rules. And they have no respect for the status quo. You can quote them, disagree with them, glorify or vilify them. About the only thing you can’t do is ignore them. Because they change things. They push the human race forward. And while some may see them as the crazy ones, we see genius. Because the people who are crazy enough to think they can change the world, are the ones who do.


We are dedicated to the purpose of improving financial services, bringing positive results that move our clients forwards and are beneficial for society. We love to be engaged with financial inclusion projects.


We believe in a hybrid mix between computer work and human intelligence. We are fascinated by machine learning and artificial intelligence. We are not afraid of modernization and our people are confident that the future will have space for both computers and bright brains.


We like to work with truthful, honest and genuine people that are not afraid of change. We admit that in the current changing environments nobody is the owner of the truth and that many times experimentation is the best way forward.

Our journey

Change in financial services has just started. We don’t know how the landscape will look in ten years but we are certainly that it will be very different to what it has been for decades.

We believe that the current business models will not stand ground for a long time, and new products will emerge.

We create multi skilled teams to look at the future and help your company create vision and drive a strategy into the unknown. We help you make the journey less scary.

Our team

We have created a team of banking, fintech and insurtech experts, which have a combined experience of centuries. We are happy to bring in talent from traditional banks, startups and consultancies.

Agustin Rubini – Fintech Expert

Agustin Rubini – Fintech Expert

Agustin is the founder of Banking Innovations. He spends much of his time speaking and writing about fintech and advising businesses on innovation and digital transformation.

Mo Khan – Marketing Expert

Mo Khan – Marketing Expert

Business focussed and commercially minded Strategic Marketing Contractor, with a wealth of experience gained in the financial services sector, e-Commerce, B2B, B2C with the added advantage of holding senior change and project management roles

Albert Puig Xena – Strategy Expert

Albert Puig Xena – Strategy Expert

Dynamic transformation professional with 12 years of international experience, 5 of them in challenging Transformation Programmes in Financial Services.

Vivek Korgaonkar – Compliance Expert

Vivek Korgaonkar – Compliance Expert

Change Consultant with over 12 years of experience in supporting the delivery of complex Banking Programmes especially within Anti-Financial Crime.